Morro Bay
A working harbor town on Estero Bay, about 13 miles northwest of San Luis Obispo, built around the Embarcadero and Morro Rock. Much of the city is in the Coastal Zone, so most projects also need a Coastal Development Permit.
Home market
Sales for August 2026; homes for sale as of October 8, 2026. Citywide figures from Redfin, all home types.
Monthly figures for a small city swing with just a few sales, so compare several months before drawing conclusions. Countywide trends are on the market data page; local loan limits and a payment calculator are on Loans & rates.
What's being built: 1 project
Projects confirmed in official records (the City, LAFCO or the State's CEQA database, CEQAnet) or, where the official report isn't online, local news coverage of the public vote. Each links to its source.
| Project | What it is | Status | Source |
|---|---|---|---|
| Waterfront Master Plan Update | An update of the plan that guides the Embarcadero and harbor waterfront: land uses, public access, lease sites and building form. Public workshops ran through 2025 and 2026. | In progress (schedule runs through fall 2026) | City of Morro Bay |
Morro Bay has few large housing projects in the pipeline; most filings are individual Coastal Development Permits, posted on Planning Commission agendas on the City website.
Public schools
Morro Bay is part of San Luis Coastal Unified, the same district as the City of San Luis Obispo.
Morro Bay is served by San Luis Coastal Unified School District. Schools in or serving Morro Bay:
- Morro Bay High School, 235 Atascadero Road
- Del Mar Elementary School
School assignment depends on your exact address; confirm boundaries with the district. School list from the San Luis Obispo County Office of Education and the district.
Walkability
Walk Score reports about 52 restaurants, bars and coffee shops in Morro Bay, most clustered on the Embarcadero and in downtown along Morro Bay Boulevard; outside those areas most errands need a car. (Walk Score)
Other towns
Arroyo Grande
$899,549 median · 106 for sale
Open →Atascadero
$782,074 median · 98 for sale
Open →Grover Beach
$765,493 median · 49 for sale
Open →Paso Robles
$809,464 median · 322 for sale
Open →Pismo Beach
$1,380,000 median · 50 for sale
Open →Santa Margarita
$822,000 median · 70 for sale
Open →San Luis Obispo
Six City areas with every City-tracked project
Open →Sources
- City of Morro Bay
- Redfin: Morro Bay housing market (retrieved October 8, 2026)
- City of Morro Bay: Waterfront Master Plan Update
- San Luis Coastal Unified School District
- Walk Score: Morro Bay
Project details and stages change; contact the City of Morro Bay for the latest on a specific project. Market data are estimates from Redfin.